While preparing a will yourself may seem straightforward and cost-effective, the risks of a DIY approach can be significant:

  • Risk of invalidity: Incorrect signing, missing or ineligible witnesses, or other formal errors can invalidate a will.
  • Executor oversights: Failing to name an executor or a backup could leave your estate without clear direction, causing delays and complications.
  • Unclear capacity: Without legal support, confirming the will maker’s mental capacity can be difficult, opening the door to potential disputes.
  • Overlooking joint assets: DIY wills often miss the impact of jointly-held assets, complicating the estate distribution process.
  • Confusing or missing instructions: Vague, contradictory, or missing directions can lead to misunderstandings or family disagreements over who inherits.
  • Tax and financial implications: Key financial considerations, like capital gains tax, stamp duty, and residency-related tax issues, are frequently overlooked, affecting beneficiaries.

The biggest drawback of a DIY will is the lack of tailored, up-to-date guidance on essential matters. A skilled wills and estates solicitor will explore your unique situation, review your assets, identify potential challenges, and advise on strategies to reduce future disputes, ensuring your wishes are clear and your loved ones are protected.

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