NSW Compensation Claims & Insurance Claims Lawyers
We are personal injury lawyers. We act for people making compensation claims (claimants) as a result of injuries they have sustained; injuries which have caused them to suffer some form of loss. Typically, the loss will result from one or more of the following:
- an inability to work;
- an inability to care for one’s self;
- an inability to perform one’s usual domestic duties i.e. cleaning the house, mowing the lawn;
- a need to incur expenses on receiving treatment; or
- a loss of function causing pain and suffering.
When we act for a claimant the first thing we do is ensure the claimant is aware of the time frame within which the claim must be made. There is an applicable time limit for every claim type, and if the claim is not made within that time limit, the claimant is not entitled to make the claim “as a legal right”… the claimant will require the leave of the Court to make the claim “out of time”.
Once a claim has been made our attention turns to evidence. Ultimately, if a claim does not settle it proceeds to a hearing, and the Judge will decide the case based on the evidence available. In broad terms, the Judge will have to decide two issues:
- is the Defendant (the insurer’s client) liable for the claimant’s losses (“liability”)? and
- if it is, how much is the claimant entitled to by way of compensation (“quantum”)?.
These issues will be decided by the Judge based on both expert and lay evidence.
Expert evidence is given by an expert in a particular field. Such an expert is known as an expert witness. In personal injury compensation claims, experts in the fields of medicine, accident reconstruction and accounting regularly give evidence. Such experts provide opinions about the facts and circumstances relevant to the claimant’s accident, injuries and losses.
Evidence of the “facts and circumstances” relevant to the claimant’s accident, injuries and losses, is given by lay witnesses. The most important lay witness could be you, if you are the claimant.
Evidence about liability in compensation claims
It is important at the outset to recognise that for most of us, our memory of events will fade over time. Accordingly, if you may need to rely upon a person’s lay evidence to support your claim, you should take steps to have that evidence committed to writing as soon as possible. We can assist in having this done.
Once the lay evidence is gathered, consideration should turn to whether any experts should be engaged to provide opinions as to the Defendant’s liability.
Evidence about quantum in compensation claims
Lay evidence is equally important to support the quantum of a claimant’s claim. A claimant can give lay evidence as to how the injury suffered by the claimant in the accident, affect him or her. A claimant’s family and friends can give evidence of the care and domestic assistance provided by them to the claimant, as a result of the claimant’s inability to attend to such matters after the accident, as he or she could prior to the accident.
The role of barristers (counsel) and solicitors in compensation claims
A little about the roles of barristers and solicitors in relation to personal injury claims.
In New South Wales, there are two main types of lawyers – barristers and solicitors.
Barristers specialise in Court work and advice.
We are solicitors who specialise is managing our clients’ compensation claims and we’ve been doing this since 1969.
How will we manage your compensation claim?
- provide preliminary advice about the law and evidence;
- engage and brief counsel to provide final advice about the law and evidence;
- provide advice about the claims and litigation process;
- correspond with and interview witnesses;
- correspond with and engage appropriate experts to provide evidence;
- collate evidence and submit to this to counsel, the insurer and Court;
- correspond with you, the insurer, the Court, process servers and any other relevant person or entity;
- issue all Court documents necessary to prosecute claims;
- prepare documents necessary for any mediation, settlement conference or hearing;
- brief counsel with all documents necessary for counsel to appear at any mediation, settlement conference or hearing; and
- manage the finalisation of settlement documentation (if applicable).
What types of compensation claims can you assist with?
We have been doing this type of work since 1969 and we accept instructions in these types of claims:
- New South Wales workers’ compensation claims (personal injury, dust disease, etc.);
- New South Wales motor vehicle accident compensation claims;
- New South Wales civil liability claims (claims arising from allegations of medical negligence, slips and trips, defective goods);
- Commonwealth workers’ compensation claims, also known as “Comcare claims”;
- Total and permanent disability claims (TPD); and,
- Income protection claims, also known as salary discontinuance claims.
- Motor Vehicle Accident Compensation Claims
- Medical Negligence Compensation Claims
- Personal Injury Compensation Claims
- Total Permanent Disability (TPD) Compensation Claims
- Workers Compensation Claims
- Dust Disease & Asbestos Compensation Claims
- Hospital Negligence Compensation Claims
- Birth Injury Compensation Claims
- Failed Surgery Compensation Claims
- Informed Consent Compensation Claims
- Spinal Injury Compensation Claims
- 28/04/2015 by Gavin HanrahanHow long should it take to settle my personal injury claim?
- 02/02/2016 by Gavin HanrahanEverything you need to know about medico-legal liability reports for medical negligence claims
- 21/11/2016 by Gavin HanrahanMisconception about workers' rights to make a "journey claim"
- 26/04/2016 by Gavin HanrahanApplying for a reconsideration of Comcare's decision to decline liability for your claim
- 02/06/2014 by Gavin HanrahanMedical Negligence Claims - What do I do?